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Leveraging the power of life insurance Implement A College Savings and Youth Retirement Savings Plan for your child while also protecting your child from future unseen emergencies.

A College Savings and Youth Retirement Savings Plan

Buying a the right kind of life insurance policy for your child has some distinct advantages over other savings programs.


       First, buying a policy can protect them against premiums rising and ensure future insurability. The premiums are very affordable. Insuring your kids at an early age can ensure they're covered against events that could complicate getting a policy later — such as developing a serious medical condition or taking up a high-risk profession or hobby.


     Second, a policy on your child can cover costs related to their death.


     Third, since the child’s policy must be a permanent one, it will build cash value from which your child can draw when they are an adult. Unlike a 529 savings plan where the usage of funds come with certain restrictions, the cash value in an insurance policy can be used for a variety of purposes to help your child throughout their life.


     Fourth the policies are funded with after taxed dollars so your child will be able to pull the funds out tax free


     With the right plan, you can ensure that your child is well-prepared for their future

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